Insurance & Coverage
At Imagination ABA Therapy, we believe cost shouldn't stand between your child and the care they need. We work with families throughout New Jersey, with a primary focus in Ocean, Monmouth, and Middlesex Counties, to make ABA therapy as accessible as possible, and we handle the insurance details so you don't have to.
NJ Medicaid
United Healthcare / Optum (United Behavioral Health)
Aetna and Horizon Blue Cross Blue Shield
We accept NJ Medicaid, including the following managed care plans, with no waitlist for eligible families:
• NJ Medicaid (Fee-for-Service)
• Horizon NJ Health
• Aetna Better Health of New Jersey
• United Healthcare Community Plan
• WellCare of New Jersey
• Amerigroup New Jersey (Wellpoint)
• AmeriHealth New Jersey
We are an in-network provider with United Healthcare and Optum/United Behavioral Health plans.
We currently serve families with Aetna and Horizon BCBS commercial insurance plans through out-of-network benefits and Single Case Agreements (SCAs), which allow many families to receive services at no additional cost. Our billing team handles this process on your behalf.
Frequently Asked Questions
Does insurance cover ABA therapy?
Most commercial insurance plans and Medicaid programs are required by New Jersey law to cover Applied Behavior Analysis (ABA) therapy for individuals diagnosed with Autism Spectrum Disorder (Medicaid until 21 years of age). Coverage details vary by plan, which is why we verify your specific benefits before starting services.
How do I find out if my insurance is accepted?
Fill out our online intake form or call us at 732-732-2058, and our team will perform a complimentary insurance verification on your behalf, at no cost or obligation to you.
What if you're not in-network with my insurance?
If we're not in-network with your specific plan, we can typically still help in one of two ways: using your out-of-network benefits for reimbursement, or requesting a Single Case Agreement with your insurer. We'll walk you through which option fits your plan.
Do you have a waitlist?
We do not currently have a waitlist.